Ziraat, Halk ve Ziraat Kat\u0131l\u0131m Tar\u0131m Kredisi De\u011fi\u015fiklikleri (2026)<\/title>\r\n<meta name=\"description\" content=\"15 \u015eubat 2026 tarihli Resmi Gazete'de yay\u0131mlanan 10953 say\u0131l\u0131 karar ile Ziraat Bankas\u0131, Ziraat Kat\u0131l\u0131m, Halkbank ve Tar\u0131m Kredi Kooperatifleri tar\u0131m kredilerinde yap\u0131lan de\u011fi\u015fiklikler.\">\r\n\r\n<style>\r\nbody{\r\n font-family: Arial, Helvetica, sans-serif;\r\n margin:0;\r\n padding:0;\r\n background:#f4f6f5;\r\n line-height:1.7;\r\n}\r\n\r\n.container{\r\n max-width:900px;\r\n margin:auto;\r\n padding:40px 20px;\r\n background:#fff;\r\n}\r\n\r\nh1{\r\n color:#2e7d32;\r\n}\r\n\r\nh2{\r\n margin-top:35px;\r\n color:#1b5e20;\r\n}\r\n\r\n.meta{\r\n color:#777;\r\n font-size:14px;\r\n margin-bottom:20px;\r\n}\r\n\r\n.highlight{\r\n background:#e8f5e9;\r\n padding:15px;\r\n border-left:5px solid #2e7d32;\r\n margin:20px 0;\r\n}\r\n\r\nul{\r\n padding-left:20px;\r\n}\r\n\r\n.author-box{\r\n margin-top:60px;\r\n padding-top:20px;\r\n border-top:1px solid #ddd;\r\n font-size:14px;\r\n color:#555;\r\n}\r\na{\r\n color:#2e7d32;\r\n text-decoration:none;\r\n font-weight:bold;\r\n}\r\n\r\n<\/style>\r\n<\/head>\r\n\r\n<body>\r\n\r\n<div class=\"container\">\r\n\r\n<h2>Ziraat, Halk ve Ziraat Kat\u0131l\u0131m Bankas\u0131 Tar\u0131m Kredilerinde De\u011fi\u015fiklik (Karar No: 10953)<\/h2>\r\n\r\n<div class=\"meta\">\r\n15 \u015eubat 2026 \u2022 Resmi Gazete Say\u0131: 33169 \u2022 Cumhurba\u015fkan\u0131 Karar\u0131\r\n<\/div>\r\n\r\n<p>15 \u015eubat 2026 tarihli Resmi Gazete'de yay\u0131mlanan 10953 say\u0131l\u0131 Cumhurba\u015fkan\u0131 Karar\u0131 ile \r\nZiraat Kat\u0131l\u0131m Bankas\u0131, T.C. Ziraat Bankas\u0131, Tar\u0131m Kredi Kooperatifleri ve Halkbank taraf\u0131ndan sa\u011flanan \r\nHazine destekli tar\u0131m kredilerinde \u00f6nemli de\u011fi\u015fiklikler yap\u0131lm\u0131\u015ft\u0131r.<\/p>\r\n\r\n<h2>1\ufe0f\u20e3 Vergi ve SGK Borcu \u015eart\u0131<\/h2>\r\n\r\n<ul>\r\n<li>Kredi veya finansman kulland\u0131r\u0131lacak ki\u015filerin vadesi ge\u00e7mi\u015f vergi ve SGK borcu olmamas\u0131 gerekmektedir.<\/li>\r\n<li>Varsa borcun yeniden yap\u0131land\u0131r\u0131lm\u0131\u015f ve bozulmam\u0131\u015f olmas\u0131 \u015fartt\u0131r.<\/li>\r\n<li>\u015eart sa\u011flanmazsa, borcun azami %25\u2019i kredi tutar\u0131ndan kesilerek ilgili kuruma aktar\u0131lacakt\u0131r.<\/li>\r\n<li>Bu tahsilat 1 y\u0131l i\u00e7inde toplam 300.000 TL\u2019yi a\u015famayacakt\u0131r.<\/li>\r\n<\/ul>\r\n\r\n<h2>2\ufe0f\u20e3 Hazine Destek Oran\u0131<\/h2>\r\n\r\n<p>Hazine faiz veya k\u00e2r pay\u0131 deste\u011fi oran\u0131 \u00fcretim konusundan ba\u011f\u0131ms\u0131z olarak <strong>%25<\/strong> olarak belirlenmi\u015ftir.<\/p>\r\n\r\n<h2>3\ufe0f\u20e3 Temel \u00dcretim Konular\u0131na Esneklik<\/h2>\r\n\r\n<div class=\"highlight\">\r\nTemel Hayvansal \u00dcretim ve Temel Bitkisel \u00dcretim konular\u0131nda, \r\n400.000 TL\u2019ye kadar olan ayni finansmanlarda 31\/12\/2026 tarihine kadar \r\nvergi ve SGK borcu \u015fart\u0131 aranmayacakt\u0131r.\r\n<\/div>\r\n\r\n<h2>4\ufe0f\u20e3 Halkbank Esnaf Kredileri<\/h2>\r\n\r\n<ul>\r\n<li>Esnaf ve sanatk\u00e2rlar i\u00e7in de benzer vergi ve SGK \u015fart\u0131 getirilmi\u015ftir.<\/li>\r\n<li>Bor\u00e7 \u00f6demesi sonras\u0131 kredi kulland\u0131r\u0131m\u0131 yap\u0131lacakt\u0131r.<\/li>\r\n<li>Y\u0131ll\u0131k \u00fcst tahsil limiti yine 300.000 TL ile s\u0131n\u0131rland\u0131r\u0131lm\u0131\u015ft\u0131r.<\/li>\r\n<\/ul>\r\n\r\n<h2>Genel De\u011ferlendirme<\/h2>\r\n\r\n<p>Bu d\u00fczenleme ile Hazine destekli tar\u0131m kredilerinde disiplin art\u0131r\u0131lm\u0131\u015f, \r\nvergi ve SGK bor\u00e7lar\u0131n\u0131n yap\u0131land\u0131r\u0131lmas\u0131 zorunlu hale getirilmi\u015ftir. \r\nAncak temel \u00fcretim konular\u0131nda 2026 sonuna kadar \u00f6nemli bir esneklik sa\u011flanm\u0131\u015ft\u0131r.<\/p>\r\n\r\n<div class=\"author-box\">\r\n<strong>Yazar: Emirhan \u00d6zhan<\/strong><br>\r\nTar\u0131m makineleri ve zirai ekipman finansman\u0131 \u00fczerine i\u00e7erikler \u00fcretmektedir. \r\nHaytar Tar\u0131m b\u00fcnyesinde sat\u0131\u015f ve pazarlama alan\u0131nda g\u00f6rev almaktad\u0131r.\r\n<\/div>\r\n\r\n<\/div>\r\n\r\n<\/body>\r\n<\/html>\r\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Ziraat, Halk ve Ziraat Kat\u0131l\u0131m Tar\u0131m Kredisi De\u011fi\u015fiklikleri (2026) Ziraat, Halk ve Ziraat Kat\u0131l\u0131m Bankas\u0131 Tar\u0131m Kredilerinde De\u011fi\u015fiklik (Karar No: 10953) 15 \u015eubat 2026 \u2022 Resmi Gazete Say\u0131: 33169 \u2022 Cumhurba\u015fkan\u0131 Karar\u0131 15 \u015eubat 2026 tarihli Resmi Gazete’de yay\u0131mlanan 10953 say\u0131l\u0131 Cumhurba\u015fkan\u0131 Karar\u0131 ile Ziraat Kat\u0131l\u0131m Bankas\u0131, T.C. Ziraat Bankas\u0131, Tar\u0131m Kredi Kooperatifleri ve Halkbank […]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"saved_in_kubio":false,"footnotes":""},"class_list":["post-618","page","type-page","status-publish","hentry"],"kubio_ai_page_context":{"short_desc":"","purpose":"general"},"_links":{"self":[{"href":"https:\/\/haytar.com.tr\/index.php\/wp-json\/wp\/v2\/pages\/618","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/haytar.com.tr\/index.php\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/haytar.com.tr\/index.php\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/haytar.com.tr\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/haytar.com.tr\/index.php\/wp-json\/wp\/v2\/comments?post=618"}],"version-history":[{"count":16,"href":"https:\/\/haytar.com.tr\/index.php\/wp-json\/wp\/v2\/pages\/618\/revisions"}],"predecessor-version":[{"id":634,"href":"https:\/\/haytar.com.tr\/index.php\/wp-json\/wp\/v2\/pages\/618\/revisions\/634"}],"wp:attachment":[{"href":"https:\/\/haytar.com.tr\/index.php\/wp-json\/wp\/v2\/media?parent=618"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}

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\n\t\t\t\t\t\r\n\r\n\r\n\r\n\r\nZiraat, Halk ve Ziraat Kat\u0131l\u0131m Tar\u0131m Kredisi De\u011fi\u015fiklikleri (2026)<\/title>\r\n<meta name=\"description\" content=\"15 \u015eubat 2026 tarihli Resmi Gazete'de yay\u0131mlanan 10953 say\u0131l\u0131 karar ile Ziraat Bankas\u0131, Ziraat Kat\u0131l\u0131m, Halkbank ve Tar\u0131m Kredi Kooperatifleri tar\u0131m kredilerinde yap\u0131lan de\u011fi\u015fiklikler.\">\r\n\r\n<style>\r\nbody{\r\n font-family: Arial, Helvetica, sans-serif;\r\n margin:0;\r\n padding:0;\r\n background:#f4f6f5;\r\n line-height:1.7;\r\n}\r\n\r\n.container{\r\n max-width:900px;\r\n margin:auto;\r\n padding:40px 20px;\r\n background:#fff;\r\n}\r\n\r\nh1{\r\n color:#2e7d32;\r\n}\r\n\r\nh2{\r\n margin-top:35px;\r\n color:#1b5e20;\r\n}\r\n\r\n.meta{\r\n color:#777;\r\n font-size:14px;\r\n margin-bottom:20px;\r\n}\r\n\r\n.highlight{\r\n background:#e8f5e9;\r\n padding:15px;\r\n border-left:5px solid #2e7d32;\r\n margin:20px 0;\r\n}\r\n\r\nul{\r\n padding-left:20px;\r\n}\r\n\r\n.author-box{\r\n margin-top:60px;\r\n padding-top:20px;\r\n border-top:1px solid #ddd;\r\n font-size:14px;\r\n color:#555;\r\n}\r\na{\r\n color:#2e7d32;\r\n text-decoration:none;\r\n font-weight:bold;\r\n}\r\n\r\n<\/style>\r\n<\/head>\r\n\r\n<body>\r\n\r\n<div class=\"container\">\r\n\r\n<h2>Ziraat, Halk ve Ziraat Kat\u0131l\u0131m Bankas\u0131 Tar\u0131m Kredilerinde De\u011fi\u015fiklik (Karar No: 10953)<\/h2>\r\n\r\n<div class=\"meta\">\r\n15 \u015eubat 2026 \u2022 Resmi Gazete Say\u0131: 33169 \u2022 Cumhurba\u015fkan\u0131 Karar\u0131\r\n<\/div>\r\n\r\n<p>15 \u015eubat 2026 tarihli Resmi Gazete'de yay\u0131mlanan 10953 say\u0131l\u0131 Cumhurba\u015fkan\u0131 Karar\u0131 ile \r\nZiraat Kat\u0131l\u0131m Bankas\u0131, T.C. Ziraat Bankas\u0131, Tar\u0131m Kredi Kooperatifleri ve Halkbank taraf\u0131ndan sa\u011flanan \r\nHazine destekli tar\u0131m kredilerinde \u00f6nemli de\u011fi\u015fiklikler yap\u0131lm\u0131\u015ft\u0131r.<\/p>\r\n\r\n<h2>1\ufe0f\u20e3 Vergi ve SGK Borcu \u015eart\u0131<\/h2>\r\n\r\n<ul>\r\n<li>Kredi veya finansman kulland\u0131r\u0131lacak ki\u015filerin vadesi ge\u00e7mi\u015f vergi ve SGK borcu olmamas\u0131 gerekmektedir.<\/li>\r\n<li>Varsa borcun yeniden yap\u0131land\u0131r\u0131lm\u0131\u015f ve bozulmam\u0131\u015f olmas\u0131 \u015fartt\u0131r.<\/li>\r\n<li>\u015eart sa\u011flanmazsa, borcun azami %25\u2019i kredi tutar\u0131ndan kesilerek ilgili kuruma aktar\u0131lacakt\u0131r.<\/li>\r\n<li>Bu tahsilat 1 y\u0131l i\u00e7inde toplam 300.000 TL\u2019yi a\u015famayacakt\u0131r.<\/li>\r\n<\/ul>\r\n\r\n<h2>2\ufe0f\u20e3 Hazine Destek Oran\u0131<\/h2>\r\n\r\n<p>Hazine faiz veya k\u00e2r pay\u0131 deste\u011fi oran\u0131 \u00fcretim konusundan ba\u011f\u0131ms\u0131z olarak <strong>%25<\/strong> olarak belirlenmi\u015ftir.<\/p>\r\n\r\n<h2>3\ufe0f\u20e3 Temel \u00dcretim Konular\u0131na Esneklik<\/h2>\r\n\r\n<div class=\"highlight\">\r\nTemel Hayvansal \u00dcretim ve Temel Bitkisel \u00dcretim konular\u0131nda, \r\n400.000 TL\u2019ye kadar olan ayni finansmanlarda 31\/12\/2026 tarihine kadar \r\nvergi ve SGK borcu \u015fart\u0131 aranmayacakt\u0131r.\r\n<\/div>\r\n\r\n<h2>4\ufe0f\u20e3 Halkbank Esnaf Kredileri<\/h2>\r\n\r\n<ul>\r\n<li>Esnaf ve sanatk\u00e2rlar i\u00e7in de benzer vergi ve SGK \u015fart\u0131 getirilmi\u015ftir.<\/li>\r\n<li>Bor\u00e7 \u00f6demesi sonras\u0131 kredi kulland\u0131r\u0131m\u0131 yap\u0131lacakt\u0131r.<\/li>\r\n<li>Y\u0131ll\u0131k \u00fcst tahsil limiti yine 300.000 TL ile s\u0131n\u0131rland\u0131r\u0131lm\u0131\u015ft\u0131r.<\/li>\r\n<\/ul>\r\n\r\n<h2>Genel De\u011ferlendirme<\/h2>\r\n\r\n<p>Bu d\u00fczenleme ile Hazine destekli tar\u0131m kredilerinde disiplin art\u0131r\u0131lm\u0131\u015f, \r\nvergi ve SGK bor\u00e7lar\u0131n\u0131n yap\u0131land\u0131r\u0131lmas\u0131 zorunlu hale getirilmi\u015ftir. \r\nAncak temel \u00fcretim konular\u0131nda 2026 sonuna kadar \u00f6nemli bir esneklik sa\u011flanm\u0131\u015ft\u0131r.<\/p>\r\n\r\n<div class=\"author-box\">\r\n<strong>Yazar: Emirhan \u00d6zhan<\/strong><br>\r\nTar\u0131m makineleri ve zirai ekipman finansman\u0131 \u00fczerine i\u00e7erikler \u00fcretmektedir. \r\nHaytar Tar\u0131m b\u00fcnyesinde sat\u0131\u015f ve pazarlama alan\u0131nda g\u00f6rev almaktad\u0131r.\r\n<\/div>\r\n\r\n<\/div>\r\n\r\n<\/body>\r\n<\/html>\r\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Ziraat, Halk ve Ziraat Kat\u0131l\u0131m Tar\u0131m Kredisi De\u011fi\u015fiklikleri (2026) Ziraat, Halk ve Ziraat Kat\u0131l\u0131m Bankas\u0131 Tar\u0131m Kredilerinde De\u011fi\u015fiklik (Karar No: 10953) 15 \u015eubat 2026 \u2022 Resmi Gazete Say\u0131: 33169 \u2022 Cumhurba\u015fkan\u0131 Karar\u0131 15 \u015eubat 2026 tarihli Resmi Gazete’de yay\u0131mlanan 10953 say\u0131l\u0131 Cumhurba\u015fkan\u0131 Karar\u0131 ile Ziraat Kat\u0131l\u0131m Bankas\u0131, T.C. Ziraat Bankas\u0131, Tar\u0131m Kredi Kooperatifleri ve Halkbank […]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"saved_in_kubio":false,"footnotes":""},"class_list":["post-618","page","type-page","status-publish","hentry"],"kubio_ai_page_context":{"short_desc":"","purpose":"general"},"_links":{"self":[{"href":"https:\/\/haytar.com.tr\/index.php\/wp-json\/wp\/v2\/pages\/618","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/haytar.com.tr\/index.php\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/haytar.com.tr\/index.php\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/haytar.com.tr\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/haytar.com.tr\/index.php\/wp-json\/wp\/v2\/comments?post=618"}],"version-history":[{"count":16,"href":"https:\/\/haytar.com.tr\/index.php\/wp-json\/wp\/v2\/pages\/618\/revisions"}],"predecessor-version":[{"id":634,"href":"https:\/\/haytar.com.tr\/index.php\/wp-json\/wp\/v2\/pages\/618\/revisions\/634"}],"wp:attachment":[{"href":"https:\/\/haytar.com.tr\/index.php\/wp-json\/wp\/v2\/media?parent=618"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}